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State Farm Insurance - Laura Whitney

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Life insurance is for all ages!

Life insurance = increased sense of financial security. Having life insurance significantly reduces feelings of financial insecurity, according to a recent study by LIMRA. More than two-thirds of people who have life insurance indicated they feel financially secure. And that’s critically important during today’s climate of inflation and increased living costs. According to the LIMRA study, roughly 2 in 5 Americans with financial dependents say they are barely or not at all financially secure. The study found that one solution to significantly reducing financial insecurity is life insurance ownership. The financial peace of mind that comes with a life policy is priceless.

Over time, whole life policies build cash value that grows tax-free. This “living benefit” can be accessed during your lifetime. While not guaranteed, policy may earn dividends that can be paid in cash, used to reduce policy premium, accumulate as interest, or pay for additional insurance. While policy loans do accrue interest daily, any outstanding policy loans and interest will reduce the death benefit and cash value.

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